:root{
  --pb-bg:#F1F3F6;
  --pb-card:#FFFFFF;
  --pb-ink:#0F172A;
  --pb-ink-soft:#334155;
  --pb-muted:#64748B;
  --pb-line:#E2E8F0;
  --pb-accent:#3B6FE0;
  --pb-accent-dark:#2A55B8;
  --pb-yellow:#F0CC2C;
  --pb-bucket-saham:#3B6FE0;
  --pb-bucket-obligasi:#1B9E77;
  --pb-bucket-tabungan:#E68A2E;
  --pb-bucket-lain:#8A56D6;
  --pb-radius:14px;
  --pb-radius-sm:8px;
  --pb-shadow:0 8px 24px rgba(15,23,42,.06);
  --pb-shadow-strong:0 14px 38px rgba(15,23,42,.12);
  --pb-trans:150ms ease;
  --pb-maxw:1180px;
  --font-head:'Manrope',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  --font-body:'IBM Plex Sans',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--font-body);
  background:var(--pb-bg);
  color:var(--pb-ink);
  font-size:16px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
a{color:var(--pb-accent);text-decoration:none}
a:hover{color:var(--pb-accent-dark);text-decoration:underline}
img{max-width:100%;display:block;height:auto}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--pb-ink);line-height:1.25;margin:0 0 .6em;font-weight:700;letter-spacing:-.01em}
h1{font-size:2.2rem}
h2{font-size:1.55rem}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.container{max-width:var(--pb-maxw);margin:0 auto;padding:0 22px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--pb-ink);color:#fff;padding:10px 16px;z-index:9999}
.skip-link:focus{left:8px;top:8px}

.site-header{background:#FFFFFF;border-bottom:1px solid var(--pb-line);position:sticky;top:0;z-index:50}
.site-header__inner{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 22px;max-width:var(--pb-maxw);margin:0 auto;min-height:64px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:800;color:var(--pb-ink);font-size:1.05rem;letter-spacing:-.01em}
.brand:hover{text-decoration:none;color:var(--pb-ink)}
.brand__mark{width:36px;height:36px;border-radius:10px;background:linear-gradient(135deg,var(--pb-accent),var(--pb-accent-dark));display:grid;place-items:center;color:#fff;flex-shrink:0;box-shadow:0 3px 8px rgba(59,111,224,.32)}
.brand__mark svg{width:20px;height:20px}
.brand__name{display:flex;flex-direction:column;line-height:1.1}
.brand__name small{font-size:.7rem;color:var(--pb-muted);font-weight:500;letter-spacing:.02em}

.mega-nav{display:flex;align-items:center;gap:6px}
.mega-nav__item{position:relative}
.mega-nav__link{display:inline-flex;align-items:center;gap:6px;padding:10px 14px;color:var(--pb-ink-soft);font-weight:600;border-radius:8px;font-size:.95rem;min-height:44px;transition:background var(--pb-trans),color var(--pb-trans)}
.mega-nav__link:hover{background:#EEF2FA;color:var(--pb-accent);text-decoration:none}
.mega-nav__link[aria-current="page"]{color:var(--pb-accent);background:#EEF2FA}
.mega-nav__caret{width:14px;height:14px;transition:transform var(--pb-trans)}
.mega-nav__panel{position:absolute;top:calc(100% + 6px);left:0;background:#FFFFFF;border:1px solid var(--pb-line);border-radius:14px;box-shadow:var(--pb-shadow-strong);padding:18px;min-width:480px;opacity:0;visibility:hidden;transform:translateY(-6px);transition:all var(--pb-trans);z-index:60}
.mega-nav__item:hover .mega-nav__panel,.mega-nav__item:focus-within .mega-nav__panel{opacity:1;visibility:visible;transform:translateY(0)}
.mega-nav__item:hover .mega-nav__caret{transform:rotate(180deg)}
.mega-nav__grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.mega-nav__topic{display:flex;flex-direction:column;gap:2px;padding:10px 12px;border-radius:8px;text-decoration:none}
.mega-nav__topic:hover{background:#F1F5FD;text-decoration:none}
.mega-nav__topic strong{font-family:var(--font-head);color:var(--pb-ink);font-size:.95rem}
.mega-nav__topic span{font-size:.82rem;color:var(--pb-muted);line-height:1.4}
.nav-cta{padding:10px 18px;background:var(--pb-accent);color:#fff;border-radius:10px;font-weight:700;font-size:.92rem;min-height:44px;display:inline-flex;align-items:center;gap:6px}
.nav-cta:hover{background:var(--pb-accent-dark);color:#fff;text-decoration:none}
.nav-toggle{display:none;background:transparent;border:1px solid var(--pb-line);border-radius:8px;width:44px;height:44px;cursor:pointer;align-items:center;justify-content:center;color:var(--pb-ink)}
.nav-toggle svg{width:22px;height:22px}

.hero{position:relative;color:#fff;overflow:hidden;background:#1E3A8A}
.hero__bg{position:absolute;inset:0;background-image:url('../img/home-hero-board-tangerang.jpg');background-size:cover;background-position:center;z-index:1}
.hero__overlay{position:absolute;inset:0;background:linear-gradient(135deg,rgba(59,111,224,.62) 0%,rgba(30,58,138,.78) 100%);z-index:2}
.hero__inner{position:relative;z-index:3;max-width:var(--pb-maxw);margin:0 auto;padding:64px 22px 72px;display:grid;gap:38px}
.board{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:18px;padding:22px;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.board__title{font-family:var(--font-head);font-size:.85rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.85);margin-bottom:14px;display:flex;align-items:center;gap:8px}
.board__title svg{width:18px;height:18px}
.board__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.bucket{background:rgba(255,255,255,.96);border-radius:12px;padding:16px;color:var(--pb-ink);transition:transform var(--pb-trans),border-color var(--pb-trans),box-shadow var(--pb-trans);border:2px solid transparent;cursor:default}
.bucket:hover{transform:translateY(-3px);box-shadow:0 10px 22px rgba(0,0,0,.18)}
.bucket--saham{border-top:4px solid var(--pb-bucket-saham)}
.bucket--saham:hover{border-color:var(--pb-bucket-saham)}
.bucket--obligasi{border-top:4px solid var(--pb-bucket-obligasi)}
.bucket--obligasi:hover{border-color:var(--pb-bucket-obligasi)}
.bucket--tabungan{border-top:4px solid var(--pb-bucket-tabungan)}
.bucket--tabungan:hover{border-color:var(--pb-bucket-tabungan)}
.bucket--lain{border-top:4px solid var(--pb-bucket-lain)}
.bucket--lain:hover{border-color:var(--pb-bucket-lain)}
.bucket__label{font-size:.78rem;color:var(--pb-muted);font-weight:600;text-transform:uppercase;letter-spacing:.04em}
.bucket__name{font-family:var(--font-head);font-weight:800;font-size:1.05rem;margin:4px 0 8px}
.bucket__share{font-family:var(--font-body);font-feature-settings:"tnum" 1;font-size:1.75rem;font-weight:700;color:var(--pb-ink);letter-spacing:-.02em}
.bucket__share small{font-size:.85rem;color:var(--pb-muted);font-weight:500;margin-left:2px}
.bucket__note{font-size:.74rem;color:var(--pb-muted);margin-top:6px;line-height:1.4}
.board__caption{font-size:.78rem;color:rgba(255,255,255,.78);margin-top:12px;text-align:center}

.hero__text{max-width:760px}
.hero__eyebrow{display:inline-flex;align-items:center;gap:6px;font-size:.82rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--pb-yellow);background:rgba(240,204,44,.16);padding:6px 12px;border-radius:99px;margin-bottom:14px}
.hero__eyebrow svg{width:16px;height:16px;flex:none}
.hero__title{font-size:2.6rem;color:#fff;line-height:1.18;margin-bottom:16px;text-shadow:0 2px 12px rgba(15,23,42,.32)}
.hero__sub{font-size:1.1rem;color:rgba(255,255,255,.92);max-width:660px;margin-bottom:24px;line-height:1.6}
.hero__ctas{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:10px;font-weight:700;font-size:.95rem;border:2px solid transparent;cursor:pointer;font-family:var(--font-head);transition:all var(--pb-trans);min-height:44px;text-decoration:none}
.btn svg{width:16px;height:16px}
.btn--primary{background:var(--pb-yellow);color:var(--pb-ink);border-color:var(--pb-yellow)}
.btn--primary:hover{background:#E0BD20;border-color:#E0BD20;color:var(--pb-ink);text-decoration:none;transform:translateY(-1px)}
.btn--secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.btn--secondary:hover{background:rgba(255,255,255,.12);color:#fff;text-decoration:none;border-color:#fff}
.btn--tertiary{background:transparent;color:var(--pb-accent);border-color:var(--pb-accent)}
.btn--tertiary:hover{background:var(--pb-accent);color:#fff;text-decoration:none}
.btn--solid{background:var(--pb-accent);color:#fff;border-color:var(--pb-accent)}
.btn--solid:hover{background:var(--pb-accent-dark);border-color:var(--pb-accent-dark);color:#fff;text-decoration:none}

section{padding:64px 0}
.section-head{max-width:780px;margin:0 auto 38px;text-align:center}
.section-head__eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--pb-accent);margin-bottom:8px}
.section-head h2{margin-bottom:10px}
.section-head p{color:var(--pb-ink-soft);font-size:1.02rem}

.pillars{background:#FFFFFF;border-top:1px solid var(--pb-line);border-bottom:1px solid var(--pb-line)}
.pillars__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.pillar{padding:24px;border:1px solid var(--pb-line);border-radius:var(--pb-radius);background:#FBFCFE;transition:transform var(--pb-trans),box-shadow var(--pb-trans),border-color var(--pb-trans)}
.pillar:hover{transform:translateY(-2px);border-color:var(--pb-accent);box-shadow:var(--pb-shadow)}
.pillar__icon{width:46px;height:46px;border-radius:10px;background:#EEF2FA;display:grid;place-items:center;color:var(--pb-accent);margin-bottom:14px}
.pillar__icon svg{width:24px;height:24px}
.pillar h3{font-size:1.08rem;margin-bottom:6px}
.pillar p{color:var(--pb-ink-soft);font-size:.94rem;margin:0}

.about{background:var(--pb-bg)}
.about__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.about__media{border-radius:var(--pb-radius);overflow:hidden;box-shadow:var(--pb-shadow-strong);aspect-ratio:5/4}
.about__media img{width:100%;height:100%;object-fit:cover}
.about__eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--pb-accent);margin-bottom:10px}
.about h2{margin-bottom:16px}
.about p{color:var(--pb-ink-soft);margin-bottom:14px}
.about__points{list-style:none;padding:0;margin:18px 0 22px;display:grid;gap:10px}
.about__points li{display:flex;gap:10px;align-items:flex-start;color:var(--pb-ink);font-size:.96rem}
.about__points svg{width:20px;height:20px;color:var(--pb-bucket-obligasi);flex-shrink:0;margin-top:2px}

.articles{background:#FFFFFF;border-top:1px solid var(--pb-line);border-bottom:1px solid var(--pb-line)}
.articles__grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.article-card{display:flex;flex-direction:column;background:#FFFFFF;border:1px solid var(--pb-line);border-radius:var(--pb-radius);overflow:hidden;transition:transform var(--pb-trans),box-shadow var(--pb-trans),border-color var(--pb-trans)}
.article-card:hover{transform:translateY(-3px);box-shadow:var(--pb-shadow-strong);border-color:var(--pb-accent)}
.article-card__media{aspect-ratio:16/9;overflow:hidden;background:#EEF2FA}
.article-card__media img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease}
.article-card:hover .article-card__media img{transform:scale(1.04)}
.article-card__body{padding:22px;display:flex;flex-direction:column;gap:10px;flex:1}
.tag{display:inline-flex;align-items:center;padding:4px 10px;border-radius:99px;font-size:.72rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;width:fit-content}
.tag--konsep{background:#EEF2FA;color:var(--pb-accent)}
.tag--risiko{background:#FFF4E1;color:var(--pb-bucket-tabungan)}
.tag--alokasi{background:#E6F5F0;color:var(--pb-bucket-obligasi)}
.tag--praktik{background:#F1E9FB;color:var(--pb-bucket-lain)}
.article-card h3{font-size:1.18rem;margin:0;line-height:1.35}
.article-card h3 a{color:var(--pb-ink);text-decoration:none}
.article-card h3 a:hover{color:var(--pb-accent)}
.article-card p{color:var(--pb-ink-soft);font-size:.95rem;margin:0;flex:1}
.article-card__cta{margin-top:6px;font-weight:700;font-size:.92rem;color:var(--pb-accent);display:inline-flex;align-items:center;gap:6px}
.article-card__cta svg{width:14px;height:14px;transition:transform var(--pb-trans)}
.article-card__cta:hover svg{transform:translateX(3px)}

.glossary{background:var(--pb-bg)}
.glossary__grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-bottom:22px}
.glossary-card{background:#FFFFFF;border:1px solid var(--pb-line);border-radius:var(--pb-radius-sm);padding:18px;transition:border-color var(--pb-trans),transform var(--pb-trans)}
.glossary-card:hover{border-color:var(--pb-accent);transform:translateY(-2px)}
.glossary-card__term{font-family:var(--font-head);font-weight:800;color:var(--pb-accent);font-size:.95rem;margin-bottom:6px;display:flex;align-items:center;gap:6px}
.glossary-card__term svg{width:14px;height:14px}
.glossary-card__def{font-size:.85rem;color:var(--pb-ink-soft);line-height:1.5;margin:0}
.glossary__more{text-align:center}

.achievements{background:#FFFFFF;border-top:1px solid var(--pb-line);border-bottom:1px solid var(--pb-line)}
.achievements__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:14px}
.achievement{background:linear-gradient(180deg,#FBFCFE,#F1F5FD);border:1px solid var(--pb-line);border-radius:var(--pb-radius);padding:24px 20px;text-align:center}
.achievement__num{font-family:var(--font-body);font-feature-settings:"tnum" 1;font-size:2.2rem;font-weight:800;color:var(--pb-accent);line-height:1;letter-spacing:-.02em;margin-bottom:8px}
.achievement__label{font-size:.92rem;color:var(--pb-ink-soft);font-weight:600}
.achievements__note{text-align:center;font-size:.82rem;color:var(--pb-muted);font-style:italic}

.closing{background:linear-gradient(135deg,#0F172A 0%,#1E3A8A 100%);color:#fff;text-align:center}
.closing h2{color:#fff;margin-bottom:14px}
.closing p{color:rgba(255,255,255,.88);max-width:620px;margin:0 auto 26px;font-size:1.02rem}
.closing__ctas{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

.site-footer{background:#0F172A;color:#CBD5E1;padding:54px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;margin-bottom:34px}
.footer-col h4{color:#fff;font-size:.92rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;margin-bottom:14px}
.footer-col p,.footer-col li,.footer-col a{font-size:.92rem;color:#CBD5E1;line-height:1.7}
.footer-col ul{list-style:none;padding:0;margin:0}
.footer-col ul li{margin-bottom:7px}
.footer-col a:hover{color:#fff}
.footer-brand{display:flex;flex-direction:column;gap:12px}
.footer-brand__name{font-family:var(--font-head);font-weight:800;color:#fff;font-size:1.15rem}
.footer-contact{display:flex;flex-direction:column;gap:6px;font-size:.9rem}
.footer-contact span{display:flex;align-items:flex-start;gap:8px;color:#CBD5E1}
.footer-contact svg{width:16px;height:16px;color:var(--pb-yellow);flex-shrink:0;margin-top:3px}
.footer-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;padding-top:22px;border-top:1px solid rgba(255,255,255,.1);font-size:.84rem;color:#94A3B8}
.footer-bottom a{color:#CBD5E1;text-decoration:underline}
.footer-bottom a:hover{color:#fff}

.cookie-bar{position:fixed;left:0;right:0;bottom:0;background:#0F172A;color:#fff;z-index:200;border-top:3px solid var(--pb-yellow);box-shadow:0 -8px 22px rgba(0,0,0,.32);transform:translateY(110%);transition:transform .35s ease}
.cookie-bar.is-open{transform:translateY(0)}
.cookie-bar__inner{max-width:var(--pb-maxw);margin:0 auto;padding:14px 22px;display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.cookie-bar__text{flex:1 1 320px;font-size:.88rem;line-height:1.55;color:#E2E8F0}
.cookie-bar__text a{color:var(--pb-yellow);text-decoration:underline}
.cookie-bar__actions{display:flex;gap:8px;flex-wrap:wrap}
.cookie-btn{padding:9px 16px;border-radius:8px;font-size:.84rem;font-weight:700;cursor:pointer;border:1px solid transparent;font-family:var(--font-head);min-height:40px}
.cookie-btn--accept{background:var(--pb-yellow);color:var(--pb-ink);border-color:var(--pb-yellow)}
.cookie-btn--accept:hover{background:#E0BD20;border-color:#E0BD20}
.cookie-btn--deny{background:transparent;color:#fff;border-color:#475569}
.cookie-btn--deny:hover{background:rgba(255,255,255,.08)}
.cookie-btn--manage{background:transparent;color:#E2E8F0;border-color:#475569}
.cookie-btn--manage:hover{background:rgba(255,255,255,.08)}

.cookie-panel{position:fixed;left:0;right:0;bottom:0;background:#FFFFFF;color:var(--pb-ink);z-index:210;box-shadow:0 -12px 32px rgba(0,0,0,.18);border-top:3px solid var(--pb-accent);transform:translateY(110%);transition:transform .35s ease;max-height:88vh;overflow-y:auto}
.cookie-panel.is-open{transform:translateY(0)}
.cookie-panel__inner{max-width:var(--pb-maxw);margin:0 auto;padding:24px 22px;display:grid;grid-template-columns:1fr 1.4fr auto;gap:24px;align-items:start}
.cookie-panel__intro h3{margin:0 0 8px;font-size:1.1rem}
.cookie-panel__intro p{font-size:.86rem;color:var(--pb-ink-soft);margin:0}
.cookie-panel__list{display:flex;flex-direction:column;gap:10px}
.cookie-row{border:1px solid var(--pb-line);border-radius:10px;padding:14px}
.cookie-row__head{display:flex;justify-content:space-between;align-items:center;gap:12px}
.cookie-row__title{font-family:var(--font-head);font-weight:700;font-size:.95rem;display:flex;align-items:center;gap:8px}
.cookie-row__title svg{width:16px;height:16px;color:var(--pb-accent)}
.cookie-row__controls{display:flex;align-items:center;gap:10px}
.cookie-row__toggleexpand{background:transparent;border:none;cursor:pointer;color:var(--pb-muted);padding:4px;min-width:32px;min-height:32px}
.cookie-row__toggleexpand svg{width:18px;height:18px;transition:transform var(--pb-trans)}
.cookie-row.is-expanded .cookie-row__toggleexpand svg{transform:rotate(180deg)}
.cookie-row__detail{display:none;margin-top:10px;font-size:.84rem;color:var(--pb-ink-soft);line-height:1.6;padding-top:10px;border-top:1px dashed var(--pb-line)}
.cookie-row.is-expanded .cookie-row__detail{display:block}
.cookie-row__locked{font-size:.78rem;color:var(--pb-bucket-obligasi);font-weight:700;padding:5px 9px;background:#E6F5F0;border-radius:99px}
.switch{position:relative;width:44px;height:24px;display:inline-block}
.switch input{opacity:0;width:0;height:0}
.switch__slider{position:absolute;cursor:pointer;inset:0;background:#CBD5E1;border-radius:99px;transition:.2s}
.switch__slider:before{content:"";position:absolute;height:18px;width:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.2s;box-shadow:0 1px 3px rgba(0,0,0,.2)}
.switch input:checked+.switch__slider{background:var(--pb-accent)}
.switch input:checked+.switch__slider:before{transform:translateX(20px)}
.cookie-panel__actions{display:flex;flex-direction:column;gap:8px;min-width:170px}

.page-hero{padding:54px 0 38px;background:linear-gradient(180deg,#FFFFFF 0%,var(--pb-bg) 100%);border-bottom:1px solid var(--pb-line)}
.page-hero__crumb{font-size:.82rem;color:var(--pb-muted);margin-bottom:10px}
.page-hero__crumb a{color:var(--pb-muted)}
.page-hero h1{margin-bottom:10px;font-size:2rem}
.page-hero p{color:var(--pb-ink-soft);max-width:720px;font-size:1.02rem}

.contact-tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:36px}
.contact-tile{background:#FFFFFF;border:1px solid var(--pb-line);border-radius:var(--pb-radius);padding:24px;display:flex;flex-direction:column;gap:8px;transition:border-color var(--pb-trans),transform var(--pb-trans)}
.contact-tile:hover{border-color:var(--pb-accent);transform:translateY(-2px)}
.contact-tile__icon{width:42px;height:42px;border-radius:10px;background:#EEF2FA;color:var(--pb-accent);display:grid;place-items:center;margin-bottom:6px}
.contact-tile__icon svg{width:22px;height:22px}
.contact-tile__label{font-size:.78rem;color:var(--pb-muted);text-transform:uppercase;letter-spacing:.06em;font-weight:600}
.contact-tile__value{font-family:var(--font-head);color:var(--pb-ink);font-size:1rem;font-weight:600;line-height:1.5}

.contact-form-wrap{background:#FFFFFF;border:1px solid var(--pb-line);border-radius:var(--pb-radius);padding:36px;box-shadow:var(--pb-shadow);margin-bottom:36px}
.contact-form-wrap h2{margin-bottom:8px}
.contact-form-wrap p.lead{color:var(--pb-ink-soft);margin-bottom:24px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field--full{grid-column:1/-1}
.field label{font-weight:600;font-size:.88rem;color:var(--pb-ink)}
.field input,.field textarea{font-family:var(--font-body);font-size:.95rem;padding:12px 14px;border:1px solid var(--pb-line);border-radius:8px;background:#FBFCFE;color:var(--pb-ink);transition:border-color var(--pb-trans),background var(--pb-trans);min-height:44px}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--pb-accent);background:#fff;box-shadow:0 0 0 3px rgba(59,111,224,.15)}
.field textarea{resize:vertical;min-height:120px}
.checkbox-field{display:flex;gap:10px;align-items:flex-start;font-size:.88rem;color:var(--pb-ink-soft);margin-bottom:18px;line-height:1.5}
.checkbox-field input{margin-top:3px;width:18px;height:18px;flex-shrink:0;accent-color:var(--pb-accent)}

.map-wrap{position:relative;width:100%;border-radius:var(--pb-radius);overflow:hidden;border:1px solid var(--pb-line);box-shadow:var(--pb-shadow);height:440px}
.map-wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-link{margin-top:10px;font-size:.88rem;text-align:right}

.modal{position:fixed;inset:0;background:rgba(15,23,42,.72);display:none;align-items:center;justify-content:center;z-index:300;padding:22px}
.modal.is-open{display:flex}
.modal__box{background:#FFFFFF;border-radius:14px;max-width:440px;width:100%;padding:32px;text-align:center;box-shadow:var(--pb-shadow-strong)}
.modal__icon{width:64px;height:64px;border-radius:50%;background:#E6F5F0;display:grid;place-items:center;margin:0 auto 14px;color:var(--pb-bucket-obligasi)}
.modal__icon svg{width:32px;height:32px}
.modal__box h3{margin:0 0 8px}
.modal__box p{color:var(--pb-ink-soft);font-size:.94rem;margin:0 0 18px}

.article-body{padding:54px 0 64px}
.article-body__layout{max-width:780px;margin:0 auto}
.byline{font-size:.86rem;color:var(--pb-muted);margin-bottom:14px;display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.byline svg{width:14px;height:14px;color:var(--pb-accent)}
.article-body h1{font-size:2.1rem;margin-bottom:14px}
.article-body .lede{font-size:1.1rem;color:var(--pb-ink-soft);margin-bottom:24px;line-height:1.6}
.article-body__hero{aspect-ratio:16/9;border-radius:var(--pb-radius);overflow:hidden;margin-bottom:30px;box-shadow:var(--pb-shadow)}
.article-body__hero img{width:100%;height:100%;object-fit:cover}
.article-section{margin-bottom:30px;padding:24px;border-left:4px solid var(--pb-line);background:#FFFFFF;border-radius:0 var(--pb-radius-sm) var(--pb-radius-sm) 0}
.article-section--question{border-left-color:var(--pb-accent);background:#EEF2FA}
.article-section--answer{border-left-color:var(--pb-bucket-obligasi);background:#E6F5F0}
.article-section--deep{border-left-color:var(--pb-bucket-tabungan);background:#FFF4E1}
.article-section--scenario{border-left-color:var(--pb-bucket-lain);background:#F1E9FB}
.article-section h2{margin:0 0 10px;font-size:1.25rem;display:flex;align-items:center;gap:10px}
.article-section h2 svg{width:20px;height:20px}
.article-section p{margin:0 0 10px;color:var(--pb-ink-soft)}
.article-section p:last-child{margin-bottom:0}
.article-section ul,.article-section ol{margin:8px 0 10px;padding-left:22px;color:var(--pb-ink-soft)}
.article-section li{margin-bottom:6px}
.prev-next{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:36px;padding-top:28px;border-top:1px solid var(--pb-line)}
.prev-next a{background:#FFFFFF;border:1px solid var(--pb-line);border-radius:var(--pb-radius);padding:18px;display:flex;flex-direction:column;gap:4px;text-decoration:none;transition:border-color var(--pb-trans),transform var(--pb-trans)}
.prev-next a:hover{border-color:var(--pb-accent);transform:translateY(-2px);text-decoration:none}
.prev-next__label{font-size:.78rem;color:var(--pb-muted);text-transform:uppercase;letter-spacing:.06em;font-weight:600;display:flex;align-items:center;gap:6px}
.prev-next__label svg{width:14px;height:14px}
.prev-next__title{font-family:var(--font-head);font-weight:700;color:var(--pb-ink);font-size:1rem}
.prev-next a:last-child{text-align:right}
.prev-next a:last-child .prev-next__label{justify-content:flex-end}

.list-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}

.legal-body{padding:48px 0 64px;background:var(--pb-bg)}
.legal-body__inner{max-width:840px;margin:0 auto;background:#FFFFFF;border:1px solid var(--pb-line);border-radius:var(--pb-radius);padding:42px;box-shadow:var(--pb-shadow)}
.legal-body h2{font-size:1.3rem;margin:28px 0 12px;padding-bottom:8px;border-bottom:2px solid var(--pb-line)}
.legal-body h2:first-child{margin-top:0}
.legal-body h3{font-size:1.05rem;margin:18px 0 8px}
.legal-body p,.legal-body li{color:var(--pb-ink-soft);font-size:.96rem}
.legal-body ul,.legal-body ol{padding-left:22px;margin-bottom:14px}
.legal-body li{margin-bottom:6px}
.legal-body__updated{display:inline-block;font-size:.84rem;color:var(--pb-muted);background:var(--pb-bg);padding:6px 12px;border-radius:99px;margin-bottom:18px}
.toc{background:#FBFCFE;border:1px solid var(--pb-line);border-radius:var(--pb-radius-sm);padding:18px 22px;margin-bottom:30px}
.toc strong{display:block;margin-bottom:8px;font-family:var(--font-head)}
.toc ol{margin:0;padding-left:20px;column-count:2;column-gap:24px}
.toc li{margin-bottom:4px;font-size:.92rem;break-inside:avoid}

@media (max-width:1024px){
  .container{padding:0 18px}
  .articles__grid,.list-grid{grid-template-columns:1fr 1fr;gap:18px}
  .pillars__grid,.achievements__grid{grid-template-columns:repeat(2,1fr)}
  .glossary__grid{grid-template-columns:repeat(3,1fr)}
  .about__grid{grid-template-columns:1fr;gap:30px}
  .contact-tiles{grid-template-columns:1fr;gap:14px}
  .cookie-panel__inner{grid-template-columns:1fr;gap:18px}
  .hero__title{font-size:2.1rem}
}
@media (max-width:768px){
  .mega-nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;border-bottom:1px solid var(--pb-line);box-shadow:var(--pb-shadow);flex-direction:column;align-items:stretch;padding:14px;gap:4px}
  .mega-nav.is-open{display:flex}
  .mega-nav__item{width:100%}
  .mega-nav__link{width:100%;justify-content:space-between}
  .mega-nav__panel{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:1px solid var(--pb-line);min-width:0;padding:10px;margin-top:4px;display:none}
  .mega-nav__item.is-open .mega-nav__panel{display:block}
  .mega-nav__grid{grid-template-columns:1fr}
  .nav-toggle{display:inline-flex}
  .board__grid{grid-template-columns:1fr 1fr}
  .hero__title{font-size:1.8rem}
  .hero__inner{padding:42px 18px 52px}
  .articles__grid,.list-grid{grid-template-columns:1fr}
  .form-grid{grid-template-columns:1fr}
  .glossary__grid{grid-template-columns:1fr 1fr}
  .achievements__grid{grid-template-columns:1fr 1fr}
  .pillars__grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr;gap:30px}
  .prev-next{grid-template-columns:1fr}
  .map-wrap{height:320px}
  section{padding:46px 0}
  h1{font-size:1.65rem}
  h2{font-size:1.35rem}
  .contact-form-wrap{padding:24px}
  .legal-body__inner{padding:24px}
  .toc ol{column-count:1}
  .article-body__layout{padding:0 4px}
}
@media (max-width:480px){
  .board__grid{grid-template-columns:1fr}
  .glossary__grid{grid-template-columns:1fr}
  .achievements__grid{grid-template-columns:1fr}
  .hero__title{font-size:1.55rem}
  .hero__ctas{flex-direction:column;align-items:stretch}
  .hero__ctas .btn{justify-content:center}
}

/* UX image separation: hero media is independent from text. */
.hero{background:linear-gradient(180deg,#FFFFFF 0%,var(--pb-bg) 100%);color:var(--pb-ink)}
.hero__bg,.hero__overlay{display:none}
.hero__inner{grid-template-columns:minmax(0,1fr) minmax(320px,.86fr);align-items:center}
.hero__media{grid-column:2;grid-row:1 / span 2;min-height:520px;border-radius:var(--pb-radius);background:url('../img/home-hero-board-tangerang.jpg') center/cover no-repeat;border:1px solid var(--pb-line);box-shadow:var(--pb-shadow-strong)}
.hero__text{grid-column:1;order:1}
.board{grid-column:1;order:2;background:#fff;border-color:var(--pb-line);box-shadow:var(--pb-shadow);backdrop-filter:none;-webkit-backdrop-filter:none}
.board__title{color:var(--pb-accent)}
.board__caption{color:var(--pb-muted)}
.hero__eyebrow{background:#EEF2FA;color:var(--pb-accent)}
.hero__title{color:var(--pb-ink);text-shadow:none}
.hero__sub{color:var(--pb-ink-soft)}
.btn--secondary{color:var(--pb-accent);border-color:var(--pb-accent)}
.btn--secondary:hover{background:var(--pb-accent);color:#fff;border-color:var(--pb-accent)}
@media (max-width:900px){
  .hero__inner{grid-template-columns:1fr}
  .hero__media,.hero__text,.board{grid-column:1;grid-row:auto}
  .hero__media{order:2;min-height:300px}
  .board{order:3}
}

/* Mobile containment: grid children can shrink, so text never clips sideways. */
html,body{overflow-x:hidden}
.hero__inner>*{min-width:0;max-width:100%}
.hero__text{grid-row:1}
.board{grid-row:2}
.hero__title,.hero__sub,.hero__eyebrow{overflow-wrap:anywhere}
@media (max-width:900px){
  .hero__text{grid-row:1;order:1}
  .hero__media{grid-row:2;order:2}
  .board{grid-row:3;order:3}
  .hero__eyebrow{display:inline-flex;white-space:normal}
}
@media (max-width:560px){
  .hero__text,.hero__media,.board{width:100%;max-width:min(100%,310px,calc(100vw - 48px));justify-self:start}
}